Representative 29.9%APR (Variable)

Credit is subject to status and depends on our assessment of your financial circumstances. You must be 18 or over and a UK resident. Terms and conditions apply.

3  months interest free period begins from the date of your credit agreement. Offer is available to new customers only who apply from 31/03/22 and are successful. If you choose not to pay your outstanding balance on your account by the end of the 3 month period, the statement following this period will include; (i), interest charged on the closing balance of your previous statement, and (ii) interest charged on any purchases made following the 3 month period from the date each purchase was applied to your account. If you fail to make the minimum payment requested on your statement during the promotional period, the promotional interest rate will end, and you will be charged interest at the standard rate on the closing balance of your previous statement, from the date each purchase was applied to your account. You may also be charged a £12 administration fee in accordance with our credit terms and conditions.

See Full Credit Terms and Conditions for further information on promotional offers, click here.

JD Williams & Company Limited Trading as Simply Be. Registered in England No. 178367. Registered Office: Griffin House, 40 Lever Street, Manchester, M60 6ES is authorised and regulated by the Financial Conduct Authority (Firm Reference Number: 311618) for activities limited to the sale and administration of consumer credit and general insurance products, a list can be found on the FCA Register https://register.fca.org.uk. VAT Registration Number: 148 8796 03